Insurance that covers the portion of the medical expenses not reimbursed by the CASS through the Via Preferent, up to a maximum of 100% of the CASS rate.
Features of the Salut Insurance
Designed for people who are registered with the CASS, as employees or voluntarily insured, and who use the medical services that are affiliated with the CASS, both in Andorra and abroad. Get a 10% discount on the first 6 months of your insurance policy by direct debiting your salary with Creand.
Producte contractat amb CA Vida Assegurances, SA.
Salut Insurance Benefits
Salut Insurance offers reimbursement coverage for medical, pharmacy and hospital expenses up to 100% of the CASS rates for medical assistance with the Via Preferent.
Supplementary coverage is included for homoeopathy (diagnostics and treatment), speech therapy, orthoptics (vision rehabilitation), psychiatry, orthopaedics, internal dental and non-dental prostheses per calendar year, and much more.
In the event of the death of the insured person (aged between 18 and 70), Salut Insurance pays the beneficiaries compensation of up to €6,000 depending on the guaranteed capital.
Salut Insurance Grace Periods
No grace periods if you take out Salut Insurance when you change company and these periods have already passed with an equivalent product from the previous company.
You can consult your debts through online banking, in the “correspondence” section, or you can go to your branch or manager.
Si necessites modificar el compte d’un rebut has de contactar amb al teu gestor habitual o trucar al servei d’atenció al client (+376) 889119.
When a medical insurance policy includes waiting periods it means that you will have to wait a certain amount of time after you start enjoying the benefits of the policy in order to be able to access certain guarantees.
The companies establish this period to protect themselves from those clients who only want to sign up to solve some ailment or medical need and, once resolved, they leave. However, each company establishes the conditions for defining what the waiting period is, as they can vary according to their guarantee.
Likewise, another reason why insurance companies include waiting periods in their medical insurance policies is to prevent clients from having to be treated for an illness that already exists at the time they are discharged.