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Creand Young

Are you under the age of 31? Here you will find the best plans specially designed for you.


The Carnet Jove 16PUNT30 card, in collaboration between Creand and the Andorra Carnet Jove Association, offers you discounts and advantages that best suit your style. If you don’t have it yet, what are you waiting for?


30,000 discounts in Andorra and Europe

Enjoy savings in your everyday life and travel around Europe with discounts in the major cities


Free travel insurance

Travel safely with the travel insurance included with your card.

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Buy Online

With the app

You will have access to all the discounts to enjoy them there and then.

Download it here

This is your space

We adapt to your needs and what you really like.

What do you need?


Checklist for becoming independent


Open an account for managing your spending: water, electricity, gas, gym membership, phone…


Get a debit or credit card for your purchases.


Get home insurance to live with more peace of mind.

Everything from your mobile

It’s your camera, your map, your music player… and now it’s your bank, too.


Online Banking app

Make your transactions anytime, anywhere. You decide!

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Creand Wallet

With our mobile payment app, you can leave your wallet at home.

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Shop online conveniently and securely.

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My Manager

Talk to your manager without having to go to the branch, from Online Banking.

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We answer your questions

The Carnet Jove 16PUNT30 card is available from age 16.

Creand will not charge any fees for withdrawing cash with the Carnet Jove 16PUNT30 card from any ATM in the world.

You just need to access the online banking app and access the BIZUM option from the main menu. You need to choose the account linked to Bizum and finish registering for the service. Now you have Bizum!

You can send a Bizum to any phone number linked to an account number of the banks that have implemented the Bizum service, in Andorra or Spain.

To use the Creand Wallet payment app, you must have a Creand card with online banking, as well as a mobile phone with Android version 5 or later with NFC technology. You must also have the Creand Wallet app downloaded.

If you have another Tap & Pay app on your phone, you must set which one you want to use as the default app through your phone’s “configuration/settings” option.

Do you have any questions? Send us a WhatsApp!

It’s that quick and easy to resolve any doubts you may have. You just need to send us a WhatsApp on: +376 320 888.