

#YourNewCrush
The Carnet Jove 16PUNT30 card, in collaboration between Creand and the Andorra Carnet Jove Association, offers you discounts and advantages that best suit your style. If you don’t have it yet, what are you waiting for?
30,000 discounts in Andorra and Europe
Enjoy savings in your everyday life and travel around Europe with discounts in the major cities
What do you need?
#QuickTip
Checklist for becoming independent
Open an account for managing your spending: water, electricity, gas, gym membership, phone…
Get a debit or credit card for your purchases.
Get home insurance to live with more peace of mind.
Everything from your mobile
It’s your camera, your map, your music player… and now it’s your bank, too.
We answer your questions
The Carnet Jove 16PUNT30 card is available from age 16.
Creand will not charge any fees for withdrawing cash with the Carnet Jove 16PUNT30 card from any ATM in the world.
You just need to access the online banking app and access the BIZUM option from the main menu. You need to choose the account linked to Bizum and finish registering for the service. Now you have Bizum!
You can send a Bizum to any phone number linked to an account number of the banks that have implemented the Bizum service, in Andorra or Spain.
To use the Creand Wallet payment app, you must have a Creand card with online banking, as well as a mobile phone with Android version 5 or later with NFC technology. You must also have the Creand Wallet app downloaded.
If you have another Tap & Pay app on your phone, you must set which one you want to use as the default app through your phone’s “configuration/settings” option.

Do you have any questions? Send us a WhatsApp!
It’s that quick and easy to resolve any doubts you may have. You just need to send us a WhatsApp on: +376 320 888.
