insurance
Health Insurance Comparison Tool
Still not sure which of our health insurance policies is the best for you?
Check our comparison table to choose the health insurance policy that best suits your needs.

Insurance Comparison Tool
Compare the coverage of our health insurance policies and their main features to make your choice easier.
Creand Piam
With or without the Via Preferent.
Creand Salut Plus
With or without the Via Preferent.
Creand Salut
With the Via Preferent.
Centres affiliated with the CASS
100% of the real expenses¹
100% of the CASS rate²
100% of the CASS rate²
Centres not affiliated with the CASS
100% of the real expenses¹
100% of the CASS rate²
45% of the CASS rate²
Homoeopathy
100% of the real expenses¹
100% of the CASS rate²
100% of the CASS rate²
Acupuncture
100% of the real expenses¹
Not included
Not included
Non-dental prosthetics / Orthopaedics
Up to 400% of the CASS rate²
100% CASS rate² (max. 2 prostheses/year)
100% CASS rate² (max. 2 prostheses/year)
Osteopathy and chiropractor
Rate of €200 per year per insured person
Not included
Not included
Vaccines
100% of the real expenses¹
100% of the CASS rate²
100% of the CASS rate²
Speech therapy and orthoptics
100% of the real expenses¹
100% of the CASS rate²
100% of the CASS rate²
Hospitalisation
Centres affiliated with the CASS
100% of the real expenses¹
100% of the CASS rate²
100% of the CASS rate²
Centres not affiliated with the CASS
90% of the real expenses¹
100% of the CASS rate²
30% of the CASS rate²
Companion’s bed and accommodation expenses
€30/day (60-day limit):
- For companion’s bed expenses
- For accommodation expenses, with proof of hospitalisation for at least 3 days
Not included
Not included
Creand Piam
With or without the Via Preferent.
Creand Salut Plus
With or without the Via Preferent.
Creand Salut
With the Via Preferent.
Treatment, extractions, fillings, hygiene
100% of the real expenses¹
100% of the CASS rate²
100% of the CASS rate²
Dental prostheses
Up to 400% of the CASS rate² with a maximum of €1,200 per insured person per year
100% CASS rates up to a maximum of 2 prostheses per year
1 prosthesis per year up to a maximum of the amount paid by the CASS
Orthodontics
Up to 400% of the CASS rate² with a maximum of €1,200 per insured person per year
100% of the CASS rate²
100% of the CASS rate²
Creand Piam
With or without the Via Preferent.
Creand Salut Plus
With or without the Via Preferent.
Creand Salut
With the Via Preferent.
Frame / Contact lenses
Up to 100 % of the real expenses¹ with a maximum of €200
100% of the CASS rate²
100% of the CASS rate²
Lenses
Up to 400% of the amount paid by the CASS
100% of the CASS rate²
100% of the CASS rate²
Rates for children under 16
€120 per year
Not included
Not included
Creand Piam
With or without the Via Preferent.
Creand Salut Plus
With or without the Via Preferent.
Creand Salut
With the Via Preferent.
In the event of death
10.000€
From €6,000
From €3,000
In the case of diagnosis of serious illness
10.000€
Not included
Not included
Creand Piam
With or without the Via Preferent.
Creand Salut Plus
With or without the Via Preferent.
Creand Salut
With the Via Preferent.
Checking a diagnosis with a doctor anywhere in the world
Included
Not included
Not included
Creand Piam
With or without the Via Preferent.
Creand Salut Plus
With or without the Via Preferent.
Creand Salut
With the Via Preferent.
Mandatory
Mandatory
Mandatory
¹ The total amount of the invoice.
² The rate set by the CASS that the affiliated centres undertake to charge.
Product taken out with CA Vida Assegurances, SA.