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Creand Health Plus Collective

Health insurance that covers the portion of the expenses generated by medical acts or operations not reimbursed by the CASS with the Via Preferent, up to a maximum of 100% of the CASS rate, extended with a series of special guarantees for groups.

Features of Creand Health Plus Collective

Creand Health Plus Collective is aimed at people aged between 18 and 55 who are registered with the CASS, as salaried employees or voluntarily insured, and who normally use the medical services that are affiliated with the CASS, both in Andorra and abroad.

Family members can also be covered by this insurance if they are beneficiaries.


Generally, there are no restrictions on the number of visits.


Hospitalisation expenses not covered by the CASS that are incurred at the Hospital Nostra Senyora de Meritxell are managed directly between Creand’s insurer and the hospital.


These policies are valid for life, with amendments after 70 years of age.


We have an extensive network of branches for submitting bills, and you can also send them to


10% discount on the individual rate. And a 30% discount on the health premium for spouses and unmarried (de facto) partners.


We will notify you by email or SMS each time a reimbursement is made on your insurance policy.

Product taken out with CA Vida Assegurances, SA.

Health Plus Collective Benefits

Creand Health Plus Collective offers reimbursement coverage for medical, pharmacy and hospital expenses up to 100% of the CASS rates for medical assistance with or without the Via Preferent.

Supplementary coverage is included for homoeopathy (diagnostics and treatment), speech therapy, orthoptics (vision rehabilitation), psychiatry, orthopaedics, internal dental and non-dental prostheses per calendar year, and much more.

Up to 100% of the CASS rate at private centres.

In the event of the death of the insured person (aged between 18 and 70), Health Plus Collective pays the beneficiaries compensation of up to 6,000 euros.

No waiting periods apply to Creand Health Plus Collective.

Medical directory

Coverage throughout Spain

The insurance offers the possibility of additionally contracting a Medical Directory with coverage throughout Spain with over 45,000 professionals and 13,000 medical centres. This includes centres such as Teknon, Quirón and Dexeus.

Having access to this medical directory gives the insured person the convenience of not having to make any payments in advance.

Any questions?

If you have any questions or want more information, get in touch and we will help you.