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savings and investment

Creand Dynamic Study Plan 

Save gradually for the first few years and make your money grow as they do. 

Learn more about our Dynamic Study Plan 

A plan designed for people who want to secure the future of their children, nieces and nephews, grandchildren or minors in their care. 


You can make contributions however works best for you: regular or one-off (€100 minimum). 


We make it easy for you to adjust, modify or suspend your regular contributions. 


You have the option of taking out supplementary life insurance that guarantees the full (insured) capital for the beneficiary. 

Product taken out with Crèdit Assegurances, SAU 

Features of the Dynamic Study Plan 

  • The plan adapts to the age of the child at the time you take it out. 
  • The investment will be diversified across portfolios composed of fixed income or equity assets for the best return. 

  • The minimum maturity date will be the 18th birthday of the beneficiary. If the product is taken out once the child has reached the age of 14, the policy must be maintained for at least five years.
  • When the plan matures, the beneficiary can receive the capital as a lump sum, through an annuity, or a combination of the two. 

Any questions?

If you have any questions or want more information, get in touch and we will help you.