CREDIT CARDS
ACA Mastercard
The free and exclusive credit card for members of Automòbil Club d’Andorra.
The granting of a card is subject to the bank’s risk criteria.

If you are a member of Automòbil Club d’Andorra (ACA), this card is for you
With the best discounts in Andorra and abroad.
Free
Enjoy it with zero opening or maintenance costs.
Convenient
Pay for all your purchases at the end of the month, interest free
Up to €3,000/month
If you are a Creand customer, you will have a daily limit of €1,500 and a monthly limit of €3,000. If you set up a direct debit with another bank, the limit will be lower.
Discounts and advantages
You have a wide range of discounts on fuel, leisure and culture, motoring, travel, and more, when paying with the ACA Mastercard, as well as many advantages for being part of the ACA club.
Free anti-fraud alert service
With Creand’s SMS service, you will get an alert on your mobile every time a purchase of over €60 is made.
Still not a member of the Club? Become a member in just 3 steps
It’s that easy to be part of the Automòbil Club d’Andorra and enjoy the benefits of the card.
Find out all the details about the ACA Mastercard
The ACA Mastercard is a payment method for making purchases as well as enjoying discounts at retailers in Andorra and Catalonia. Although it identifies you as an ACA member, it is not the same as a membership card.
In the event of loss or theft, fraudulent purchases and ATM withdrawals can be covered up to 72 hours before the cardholder’s notice of cancellation.
Use any of our terminals to deposit or withdraw money whenever you need to.
You can request it at Club branches or on the website www.aca.ad, at any Creand branch or here.