INSURANCE AND PLANS
Creand Piam Collective
The Collective Comprehensive Medical Assistance Plan (PIAM) is a health insurance policy that covers the portion of the costs generated by medical acts and operations not reimbursed by the Andorran Social Security Fund (CASS).
One month free every year on our health and temporary disability insurance, see promotion term and conditions.
Creand’s insurance policies are products taken out with CA Vida Assegurances, SA.

100% coverage for your total peace of mind
We know how important it is to protect your employees against any unforeseen events, and out Creand Piam Collective insurance offers all these benefits.
Total coverage
Cover for up to 100% of the real expenses.
Personalisation
Employees decide if they want individual cover or cover for the whole family.
Freedom to choose
They will have complete freedom to choose doctors, with no restrictions on location or specialty.
Best Doctors
Best Doctors
They can request a second medical opinion service.
No restrictions
Generally no restrictions on the number of visits or treatment sessions.
Lifetime policy
Our health insurance policies are valid for life.
Enjoy the best care and excellent services
Greater convenience and ease for your employees.

Medical directory
Coverage throughout Spain
The insurance offers the possibility of additionally contracting a Medical Directory with coverage throughout Spain with over 45,000 professionals and 13,000 medical centres. This includes centres such as Teknon, Quirón and Dexeus.
Having access to this medical directory gives the insured person the convenience of not having to make any payments in advance.