life insurance
Creand Life Comprehensive
Life Comprehensive is an innovative life insurance that, in addition to providing cover for death and total permanent disability, also offers cover for the prevention of cancer and cardiovascular accidents.
Features of Life Comprehensive
At Creand, we strive to ensure that you can enjoy many years of well-being with your loved ones. With the Life Comprehensive insurance, we offer you cover for the ones you love the most against any unforeseen circumstances, in addition to helping you prevent the most common risks.
Designed for people between 18 and 55 years of age (both inclusive) who are concerned about the future of their loved ones.
It includes, at no additional cost, preventive services for the early detection of illnesses like cancer or cardiovascular accidents.
The insurance automatically returns 25% of the premiums paid from the date the policy was taken out when the insured person reaches the age of 65.
Life Comprehensive Benefits
Individual
Life Comprehensive is an insurance policy for a single insured person.
Insured capital
You can choose between different insured capital sums:
- 30.000 €
- 50.000 €
- 100.000 €
- 200.000 €
Compatibility
The existence of other life insurance policies will not affect the compensation paid out by the Life Comprehensive insurance.
Compensation after death
In the event of death, the insurer will pay the compensation to an account that the beneficiary who is designated in the policy has open with Creand.
Compensation after disability
In the event of total permanent disability of the insured person, the beneficiary will be the insured person themselves.
Additional services
The insurance includes the following services at no additional cost to the insured person, to help detect diseases like cancer or cardiovascular accidents. The results of these tests will be completely confidential and only the insured person will have access to them.
Tumour screening
Tumour screening consists of a specific blood test analysing different tumour markers; this service is only available for the insured person.
- For men: lungs, colon, liver and prostate.
- For women: lungs, colon, liver and breasts.
Cardiocoach
The cardiocoach consists of setting up a cardiovascular risk profile for the insured person. This is done by a specialised medical professional.
- This service is complemented by medical advice in the case of any heart problems, with the intention of preventing cardiovascular risks.
- The insured person will be able to know their cardiovascular risk profile and may opt for medical advice over the telephone.
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