Everything you need with the Self-Employed Pack
The Self-Employed Pack is a solution designed for freelancers and professionals like you, with essential services so you can focus on what really matters: your business.
Win a prize with the Self-Employed Pack!
With the Self-Employed pack you can win one of 10 premium trips to European destinations valued at €2,000 each.
Promotion valid until 30/09/2026.
See the terms and conditions of the draw here
Current account for the self-employed
Manage collections, payments and all your business’s everyday operations without the hassle.
Free Account
No maintenance fees and available in different currencies.
Free Visa debit card
Make all your purchases and payments easily and securely. No charge for the first year.
Free 24h card
No expiry date. Available to pay in or exchange money at any time of day.
Current account for the self-employed
Manage collections, payments and all your business’s everyday operations without the hassle.
With the Self-Employed Pack you have more advantages in financing and insurance
Whether you’re aiming to grow your business or seeking protection from unforeseen circumstances, the Self-Employed Pack offers solutions to meet your needs.
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Do you need to revamp your workspace or equipment? With the Self-Employed Loan, we offer more resources to help you reach your goals.
Self-Employed Loan
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Self-Employed IGI Loan
Pay your general indirect tax (IGI) in instalments with advantageous conditions.
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Creand Life Consumer Financing
Creand Life Mortgage Financing
Benefit from a 30% discount on your life insurance policy for the first year.
More information about the promotion in the FAQs.
Self-Employed Life Insurance
With the Self-Employed Pack you have more advantages in financing and insurance
Whether you’re aiming to grow your business or seeking protection from unforeseen circumstances, the Self-Employed Pack offers solutions to meet your needs.
→
Do you need to make improvements to your workspace or buy new equipment? With the Self-Employed Loan, we offer more resources to help you reach your goals.
Self-Employed Loan
→
Pay your general indirect tax (IGI) in instalments with advantageous conditions.
Self-Employed IGI Loan
→
Benefit from a 30% discount on your life insurance policy for the first year.
More information about the promotion in the FAQs.
Self-Employed Life Insurance
We help you streamline your everyday business operations
Specialist advice for the self-employed
We place our team of experts in the self-employed and companies at your disposal to advise you and answer any questions you may have.
Online Banking: Manage your account wherever you are
Carry out your main banking operations in complete security from any device:
Access your account transactions.
Activate and deactivate your cards whenever you need to.
Manage your bills and fees.
If you have a POS terminal, you can consult its daily operations and manage returns.
Download the app:
We help you streamline your everyday business operations
Specialist advice for the self-employed
We place our team of experts in the self-employed and companies at your disposal to advise you and answer any questions you may have.
Online Banking: Manage your account wherever you are
Carry out your main banking operations in complete security from any device:
Access your account transactions.
Activate and deactivate your cards whenever you need to.
Manage your bills and fees.
If you have a POS terminal, you can consult its daily operations and manage returns.
Download the app
FAQs
The Self-Employed Pack is a financial product designed for liberal professionals. It includes:
- Free current account
- Free Visa debit card for the first year
- Access to online banking
- Special conditions for loans and life insurance
Any adult resident in Andorra who holds a current account and has a linked business (establishment) can apply for the Self-Employed Pack.
The self-employed current account has no opening or maintenance fees.
The prize draw is for 10 trips to a European capital, each valued at a maximum amount of €2,000. The trip includes:
- Flights.
- Private transfers to and from the destination.
- Accommodation in 4*/5* hotels with breakfast included.
- Guided tour of the city.
- Travel insurance with extensive coverage.
To take part in the prize draw you must meet a series of requirements. For more information, you can check the rules of the promotion here.
For new contracts up until 31/12/2026, the Visa debit card is free for the first year.
From the second year onwards, or once the promotion has ended, the card will cost €30/year. For more information, check the schedule of fees and charges.
Yes, you can apply for a credit card by contacting your manager or any of our branches. You can find out about all of the cards Creand offers here.
The promotion consists of a 30% discount on the premium for the first year, for any of the following life insurance policies:
- Creand Life Consumer Financing
- Creand Life Mortgage Financing
- Creand Life Capital
- Creand Life Comprehensive
- Creand Life Singles
Promotion valid until 31/12/2026.
Three months after taking out the insurance policy, Creand Assegurances Vida will issue a refund in the amount equivalent to 30% of the annual premium for the first 12 months.
Yes, you can get a POS terminal if you have a current account with a linked business (establishment). For more information, click here.
